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Receive an instant rebate at close of escrow as follows:
The rebate amount is based on the number of homes shown to buyer prior to purchase.
- 1-3 homes receive 25% of commission back at closing
- 4-5 homes receive 20% of commission back at closing
- 6-8 homes receive 15% of commission back at closing
- 9-11 homes receive 10% of commission back at closing
- 11-13 homes receive 5% of commission back at closing
*Buyers must have written loan approval prior to touring any homes to qualify for rebate program.
Other Services are available as needed. Pricing is always determined by how much work is involved. Call Ann  for more details at (520) 271-8460
Test Your Ability to Design a Purchase Strategy
Test Your Ability to Become Pre-approved for a Mortgage
Test Your Ability to Choose the Best Neighborhood and Property For Yourself and Your Family
Test Your Ability to Assess Property, Information, and Pricing
Test Your Ability to Prepare the Purchase Agreement and Negotiate with the Seller
Test Your Ability to Troubleshoot Your Purchase and Close the Deal
Buyer’s Checkpoint #1: Test Your Ability to Design a Purchase Strategy
1. I have access to a “rent versus buy” calculator online to determine whether it makes financial sense to purchase a home at this time.
2. I will not move from the house I purchase for a minimum of three years.
3. I have paid my rent on time for at least three years.
4. I have savings that will help cover major repairs in a home.
5. I have enough patience to proceed step-by-step through the purchase and not eliminate any of the major checkpoints.
6. I believe it is a good investment in my future to purchase real estate at this time, and I am willing to use my savings to do so.
If you answered “yes” to three or more of these questions, you have a better-than-average chance of completing this stage of home buying on your own or with only a moderate amount of help.
Buyer’s Checkpoint #2: Test Your Ability to Become Pre-approved for a Mortgage
1. I will wait to begin viewing prospective properties until I have been pre-approved for a mortgage.
2. I have accessed a copy of my credit report, have repaired any errors found on it, and believe I have average or above average credit.
3. I have all of my financial information gathered together and will make sure the lender receives it during our first appointment.
4. I will select a mortgage only after reviewing cost comparisons between various programs for which I qualify.
5. I am prepared to write a check for several hundred dollars to cover items like the credit report and appraisal at the time of loan application.
6. I am not afraid to ask questions about any information and costs I do not understand on the Good Faith Estimate provided me after I complete the loan application.
If you answered “yes” to three or more of these questions, you have a better-than-average chance of completing this stage of home buying on your own or with only a moderate amount of help.
Buyer’s Checkpoint #3: Test Your Ability to Choose the Best Neighborhood and Property For Yourself and Your Family
1. I have made a list of priorities and amenities I want in a home and will eliminate properties without these features.
2. I will begin my home search online to get an idea of locations and neighborhoods I would consider.
3. Before making an offer on a house, I will spend time driving around the neighborhood, talking to several neighbors and visiting the property during different times of the day and days of the week.
4. I will check with the police department to determine the type and amount of crime in the neighborhood prior to making an offer on any property.
5. I will check with the school district regarding ratings for all schools within the district of the property I’m considering.
6. Prior to making an offer, I will confirm the type of zoning for the area as well as check any pending zoning changes anticipated for the area.
If you answered “yes” to three or more of these questions, you have a better-than-average chance of completing this stage of home buying on your own or with only a moderate amount of help.
Buyer’s Checkpoint #4: Test Your Ability to Assess Property, Information, and Pricing
Before making an offer, I will:
1. Obtain a comparative market analysis (CMA) to help verify the market value of the property.
2. Check the legal description and tax information of the property with either the courthouse or title company.
3. Confirm property facts and amenities as shown on the information sheet provided by the seller.
4. Calculate the square footage of the house.
5. Obtain a property disclosure statement from the seller (if required by the state).
In the Purchase Agreement, I will:
6. Make the purchase contingent upon receiving a satisfactory home inspection report.
If you answered “yes” to three or more of these questions, you have a better-than-average chance of completing this stage of home buying on your own or with only a moderate amount of help.
Buyer’s Checkpoint #5: Test Your Ability to Prepare the Purchase Agreement and Negotiate with the Seller
1. I will spend time understanding the property purchase agreement most commonly used in my area and will be able to complete it and present it to the seller.
2. I will design a negotiating strategy to prioritize what I want to accomplish while allowing the seller to win on issues of importance to him or her.
3. I am able to determine my costs of purchase (including closing costs) before making an offer to the seller.
4. I understand the procedures and legal implications of offers and counter-offers in real estate negotiating.
5. I am able to draft an offer that includes contingencies for financing, home inspection, and walk-through inspections in order not to lose my earnest money and/or down payment if obstacles occur in the purchase.
6. I consider myself a strong yet fair negotiator when it comes to financial issues.
If you answered “yes” to three or more of these questions, you have a better-than-average chance of completing this stage of home buying on your own or with only a moderate amount of help.
Buyer’s Checkpoint #6: Test Your Ability to Troubleshoot Your Purchase and Close the Deal
1. I understand and the sequence of events in closing a real estate transaction and can effectively navigate each one on my own.
2. I will prioritize the time and effort it takes to monitor the mortgage process, review the title insurance policy, and obtain cost-effective homeowner’s insurance in an appropriate timeframe.
3. I will keep in touch on a weekly basis with the seller and other service providers involved in the transactions.
4. I know the approach to take and what to look for when completing the final walk-through inspection before closing and can adequately document my findings with the seller.
5. I am capable of reviewing and interpreting all closing documents at least one day before closing the transaction.
6. I understand my legal rights when signing mortgage documents and agreeing to their terms.
If you answered “yes” to three or more of these questions, you have a better-than-average chance of completing this stage of home buying on your own or with only a moderate amount of help. |
